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Pay Down Your Revolving Accounts

Are one or more of your credit cards maxed out? Are you only making minimum payments on the store credit for your TV or couch? Credit cards, retail credit (aka store credit), home equity lines of credit (HELOC), and any other credit account that renews automatically each month are known in the industry as “revolving” credit. Accounts like these make up 30% of your FICO score! FICO “grades” these accounts based on how high your balance is. The ideal balance for a revolving credit account is 1-9% of its credit limit. Paying down your revolving credit accounts to that “Grade-A” range can have a giant impact on your credit score! 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So What’s the Catch?

Why would we “give away” these valuable tips? Firstly, because we care! The reason Coulter Credit exists is to help everyday people improve their credit and achieve their dreams. But, secondly, if you reach your goals just by performing these tips, you might not need credit repair at all! We’re not in this business to waste your time and money. However, should you decide that these strategies aren’t helping enough on their own, we trust you’ll remember where you got them and give us a ring. The fact that you’re already employing a few of our methods before you even start our credit repair and credit building programs only saves us time and you money!
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